Mortgage Points: What Are They and Should You Buy?
One key factor affecting mortgage payments is the loan interest rate. Lower rates save you money monthly and over the loan’s life. Lenders o
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Security Guarantee
We ensure the safety of your investments by backing them with thoroughly scrutinized and verified California real estate properties.
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Jul 24
Understanding Closing Costs: A Guide to Negotiation
What Are Closing Costs?
Closing costs are fees paid to your lender and third parties during real estate transactions, such as buying
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Jul 22
Flipped Houses: Essential Buying Tips
Home makeover shows make house flipping easy and exciting, with stunning results. If you're considering buying a flipped house, it's essenti
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Jul 21
Price Per Square Foot: Its Importance and Calculation
What Is Price Per Square Foot?
Price per square foot evaluates a home’s value, considering location, age, condition, and renovations.
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Jul 16
Understanding APR vs. Interest Rate
What to Know About APR vs. Interest Rate
Understanding the difference between APR (Annual Percentage Rate) and interest rate is crucial
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Jul 15
A Guide to Buying a House with an LLC
Buying a house through a Limited Liability Company (LLC) offers benefits like liability protection and potential tax advantages.
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Jul 14
Seller Concessions: Maximizing Your Home Purchase Benefits
When buying a house, you incur closing costs and fees, typically ranging from 3% to 6% of the home price. Seller concessions, where the sell
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Jul 11
Understanding Manual Underwriting: What It Is and How It Works
Understanding Manual Underwriting: A Guide for Home Buyers
Underwriting is when your lender decides if you qualify for a loan. This can...
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Jul 10
Exploring Mortgage Types: A Guide for Home Buyers
In today’s market, researching mortgage types is as important as choosing the right neighborhood. Understanding different mortgages early...
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Jul 1
What is an Automated Valuation Model (AVM) and How Does It Work?
Automated Valuation Models: A Quick Overview
Have you ever wanted to know a property's value without hiring an appraiser? Automated...
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Jun 28
Renting vs. Buying: Making the Right Choice in Today's Market
In today's market, with inflation and a housing shortage, buying a home can feel out of reach for many. If you're facing financial constrain
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Jun 26
Condo vs. Co-Op: Pros, Cons & What Sets Them Apart
Condo vs. Co-Op: Pros, Cons, and Key Differences
Condos and co-ops are popular housing types in America, but they differ significantly in c
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Jun 24
Appraisal Duration: What You Need to Know
How Long Does Your Appraisal Last?
A home appraisal determines the fair market value of a home, ensuring the sale price is reasonable.
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Jun 21
Bank Statements for Your Mortgage: A Complete Guide
A Guide to Bank Statements for Your Mortgage
Lenders evaluate various factors during the mortgage application process, including property
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Jun 18
Pros and Cons of Purchase-Money Mortgages
What Is a Purchase-Money Mortgage?
A purchase-money mortgage is a loan from the seller to the buyer as part of a property transaction. It i
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Jun 17
Am I Better Off Financially Than My Parents in Terms of Homeownership?
78% of Americans feel they’re doing financially OK or comfortably, while 22% are just getting by or struggling. 57% believe they are...
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May 22
How Often Does an Underwriter Deny a Loan?
Being turned down by a mortgage lender, especially after preapproval, can be a huge disappointment and cause significant stress—especially..
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May 21
How to Calculate Your Estimated Mortgage Payment Using a Mortgage Calculator
Are you considering homeownership for the first time but aren’t sure what kind of house you can afford? If so, the mortgage calculator on...
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May 20
Secure Pre-Approval Before Signing the Purchase Contract
Shopping for a home can be challenging without knowing how much you can afford. Mortgage preapproval lets you shop smarter and make stronger
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May 10
Finding the perfect agent can make all the difference
In the realm of real estate, finding the perfect agent can make all the difference in navigating one of life's most significant transactions
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